The Importance Of Foreclosure Attorneys

Florida is a Lien Theory state by which the property in question is the guarantee for the loan. It is considered the lien on the property. Florida law requires that all foreclosures are under the supervision of the courts.

It will be the lender who will initiate the foreclosure by filing a foreclosure lawsuit with the Circuit Court.

This documentation is proof that public notice has been given in the execution of an outstanding mortgage. The deadline for Florida foreclosure depends on the programming of the court. In Florida, the process typically takes 180 to 200 days to foreclose unopposed.

The process can be stretched further if the borrower is opposed to foreclosure or declare bankruptcy. In Florida, there is Right of Redemption which allows the owner of a foreclosed home to reclaim their property if they can pay the full amount due to plus costs. There is a time limit to invoking redemption. There is also the provision of a deficiency judgment.

Defense Process Foreclosure In Jacksonville

In simple terms, foreclosure defense is your legal stand against your lender, trying to foreclose on your property. The aim of this defense is to stop foreclosure in its entirety. The fight against these mortgage giants and foreclosure machine may seem daunting, but do not lose hope, there are several ways you can use.

When these mortgages are packaged and sold, banks do not always follow the law. Sometimes they lose, misplace or never complete vital pieces of paperwork. Many have undue endorsements. In some cases, signatures are forged to expedite loans. The rushed transfer of mortgage caused many errors. This is an area that your foreclosure defense attorney can explore and use to delay or eliminate exclusion.

The law in Florida requires that foreclosures occur within the supervision of the Circuit Court. The burden of proving that they have the right to foreclose falls on your lender. This gives your foreclosure defense attorney in Jacksonville the right and the opportunity to carefully examine all aspects of your loan and circumstances. Also, allows your Jacksonville foreclosure attorney the right to question any of its employees about their loan and to examine their files.

Through the courts, you can stretch the process of foreclosure. These delays could give the time needed to develop a more feasible solution to your financial problem.

Foreclosure Attorneys In Jacksonville

Foreclosure lawyers play an important objective in the process of financial crisis. Law firms have many lawyers who help customers overcome debts with what they have been living. Foreclosure lawyers in Jacksonville will help you recover your finances and will assist in obtaining the bankruptcy evaluation form. Do not be afraid to declare bankruptcy because it is the best solution to improve your financial status. It is important to work from the start with trained lawyers in foreclosure cases because they know the laws of Florida and can lead to restoring your economy as quickly as possible. Successfully reducing debt and improving the persecution of creditors. Foreclosure can be a complicated legal process that requires some attention by lawyers who can help you determine which path to take that mostly fits your state. Many individuals seek help from bankruptcy organizers (non-lawyers) to complete the bankruptcy forms because they might be a little cheaper than law graduates but do not have the legal provision as a lawyer to represent them before the judge court.

Find out some of the legal basics entrepreneurs should know in this article.

Related Video:

Business Law : 5 Legal Basics Entrepreneurs Need to Know


You"re deeply excited about starting your own business and leaving your own mark in the industry you love. However, you may find yourself confused and overwhelmed about business laws that have a huge impact on your entrepreneurship.

Here are the 5 legal basics you need to be equipped with in the world of business:

Entity Choice
You need to determine the type of business you"re going to establish. There are different types of entities for you to choose from such as, LLC, corporation, sole proprietorship, non-profit and so on. Each entity has each their own benefits and consequences which you need to have a better understanding of.

highLegal Compliance
Being legally compliant depends on your specific industry. For example, some businesses are required to have a professional license to fully operate. In other cases, there are some cities that require certain permits to conduct business.

Intellectual Property
This has something to do with protecting a certain business name, logo or even a slogan that a business uses regularly to stand out from the rest.

Business Contracts
All business relationships should be governed by a written business contract. Without a business contract, there will be confusion between business parties especially in what to expect from each.

Legal Disputes
You need to make sure to prevent unwanted legal disputes. You need to protect your business and resolve any legal issues which can do harm to your business.

You might get into a lot of legal trouble if you don"t know what are the underlying laws revolving around your business. To know more details, check the informative video below:

Self-Defense Law: California Edition


Self-defense laws vary from state to state. Some of them can be really straightforward and some are a bit tricky even for the victim. For now, we"ll try to put more focus in California self-defense laws.

In California, self-defense laws state that you can"t be proven guilty of a violent crime to protect yourself, as long as your action was deemed reasonable under certain circumstances.

These reasonable circumstances may include:

  • If you were in imminent danger of being killed, injured or touched unlawfully.
  • If you needed to use force to prevent it from happening
  • If you used no more force than was necessary.

Self-defense can be a useful legal protection to a number of crimes that are described as “forcible and atrocious", such as:

  • Murder or manslaughter
  • Being attacked in a way that would cause heavy body injury
  • Rape
  • Mayhem
  • Robbery

To say it differently, you have the right to kill another person in self-defense if you"re trying to protect yourself against those crimes. But, you"re only limited to use non-deadly force to defend yourself in less extreme situations.

For more details, check out the video below:

The New Rule Of Overtime

Ever experienced working for long hours just to make ends meet? The long stressful hours take a toll on both your financial and personal life. The good news is, there"s a new overtime rule that could protect the welfare of workers.

Here"s more information about that new overtime rule:

Overtime regulations for white-collars are outdated. The current salary threshold is $23, 660 which is so low and it makes it hard for employers to distinguish who qualifies.

President Obama gave some instructions to the Department of Labor to update the rules such as increasing the minimum salary threshold to $47, 476. Because of this, millions of Americans will be entitled to overtime pay if they work extra hours.

For workers that are below the threshold, employers need to pay time and a half if they work overtime or raise the salary above the threshold.

Bye this new rule, workers can get extra options  about what they can do in their lives. This also gives them a perfect chance to get paid for their hard work.

What do you think about this new regulation? Post your thoughts on the comments section below.